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   Mortgage Outlet Inc.
   435 Google reviews 
  Write a review 
  
 
 
   
 
 
        
   Huy Lê 
 December 27, 2024
 
 
  I had the pleasure of working with Miro as my mortgage broker for my first home and I couldn't be more impressed with his level of dedication and commitment. From the very beginning, he went above and beyond to ensure I understood every step of the process and made it as smooth as possible. Miro’s genuine care for his clients shines through in everything he does – it's clear that he not only has the expertise, but also a heart that truly wants to help. I felt supported and informed throughout, and I highly recommend Miro to anyone looking for a reliable, compassionate, and knowledgeable mortgage broker. Truly appreciate what you did for me Miro!
  
 
       
   Katarina Savic 
 June 19, 2024
 
 
  Miro is an outstanding mortgage broker who truly goes above and beyond for his clients. His expertise and dedication shine through in every interaction. Miro's deep industry knowledge, transparent communication, and genuine care make the mortgage process smooth and stress-free. I highly recommend Miro to anyone seeking personalized and reliable mortgage services.
  
 
       
   Ksenija Pridraški 
 May 5, 2024
 
 
  Working with Miro for my mortgage needs was a pleasure. His knowledge, patience, and responsiveness made the process seamless. Miro provided alternative options, thoroughly explaining the pros and cons of each, ensuring I could make an informed decision. His dedication and professionalism made what could have been a stressful experience much easier. I highly recommend Miro to anyone seeking mortgage assistance. Thank you, Miro, for your outstanding support!
  
 
       
   Elisa Sur 
 February 10, 2024
 
 
  I have worked with many mortgage brokers in the past, but after working with Miro, I will never work with anyone else. Miro was extremely professional, knowledgeable, responsive and helped me find the best mortgage interest rate! Miro was always on top of everything and kept me informed every step of the way. Would recommend him to anyone looking for a mortgage agent.
  
 
       
   Nkem Ononiwu 
 June 2, 2023
 
 
  Best broker out there. Miro Milutinovich is patient, dogged, and most importantly he got the job done. I recommend Mortgage Outlet not only for their professionalism, but for the human face they attach to every file.
  
 
       
   Vlado B 
 April 30, 2023
 
 
  It was a pleasure working with Miro Milutinovich. I was very pleased with the service and professionalism i received from him. The customer service was outstanding, he was with us every step of the way. With the great communication he made the process straightforward and smooth. I would highly recommend Miro and Mortgage Outlet to family and friends.

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Mortgage Services

Home Purchase

When it comes to choosing a mortgage product in today’s market, there are numerous options available, which can be overwhelming. That’s why it’s crucial to have a knowledgeable mortgage agent who can offer solutions and creative ideas from multiple mortgage lenders. Whether you’re a first-time homebuyer or a veteran, a professional mortgage agent can guide you through the process, taking into account your specific needs, plans, and goals. It’s important to remember that a mortgage agent is on your side, not the banks!

Mortgage Refinance

Mortgage refinancing has become increasingly popular for those who are stuck with high-rate mortgages from the past. There are several reasons why refinancing your mortgage might make sense for you:

Get a lower fixed mortgage rate

Convert your variable rate mortgage to fixed to protect you against possible interest rate hikes

Consolidate multiple mortgages into just one:

Consolidate debt

Renovations and other home improvements

If you need money for any other reason

I can help you decide whether now is the right time to refinance, or if it will make more sense down the road. Refinancing should be thought through carefully, and expenses need to be factored in, such as penalties to break your current mortgage and legal fees. These are all things we will look at for you in detail to ensure you are making the best possible decision.

Mortgage Renewal

Renewing your mortgage is just as important as getting your first one. However, many people make the mistake of simply signing the renewal papers from their current mortgage lender. The problem with this is that banks are aware of this tendency and therefore, are not likely to offer you their best rates. That’s why it’s crucial to shop around and see what other options are available. Most importantly, it won’t cost you anything to switch a mortgage to another lender, but failing to do your research may cost you thousands of dollars.

Home Equity Loans

Whether you want to refinance your existing mortgage or make use of your home equity for any purpose that you desire, the decision to refinance requires proper planning and consideration of several factors. A Home Equity Loan, also known as a second mortgage, lets homeowners borrow money by leveraging the equity in their home and gives you more borrowing power and lower rates than personal loans and credit cards. Find out how much buying power you could unlock with a Home Equity Loan.

Private Mortgages

When you get a private mortgage, an individual lends you the money instead of a financial institution. Approval is usually based on the equity in your home, location and marketability, rather than your income and credit. Private mortgages are generally associated with higher interest rates than bank loans, and there may be additional fees as well. These fees are typically deducted from the mortgage proceeds, so you may not need to pay anything upfront. Instead of getting a private mortgage, consider reaching out to discuss HELOC or other mortgage solutions that fit your needs.

About me

I am a dedicated mortgage agent who is passionate about helping my clients secure the best possible mortgage solutions. With my extensive knowledge of the mortgage industry, I stay up-to-date on market trends and interest rates. I am committed to guiding my clients through every step of the mortgage process.